**ASSUMABLE 4.99% MORTGAGE** Nestled on a pristine 1-acre cul-de-sac lot, this beautifully maintained 4-bedroom 3-bathroom brick front house offers the perfect blend of one-story living with additional space or income potential in the finished basement. Step into an inviting foyer that flows into the open concept family room and dining room, boasting high ceilings, LVP flooring, lots of natural light, and a cozy fireplace. The eat-in kitchen features new quartz countertops and stainless steel appliances, as well as a charming breakfast nook framed by bay windows overlooking the private backyard. The primary on the main level is a true retreat with a walk-in closet and an ensuite featuring a separate soaking tub and shower. Two additional generously sized bedrooms sharing a full bath round out the main floor. The fully finished basement is ready to provide extra living and storage space, perfect multi-generational living, or income potential. Designed with independent living in mind, the terrace level features a separate entrance to the driveway, a full bedroom with a walk-in closet, a full bath, a large living area, a huge wet bar ready to be converted to a kitchenette, and its own laundry hookups. Add your finishing touches to create a completely autonomous second home! The backyard of this home is your own private oasis, backing up to undeveloped, treed HOA land providing unmatched privacy. The huge deck overlooks the fenced in backyard. For those that enjoy spending their free time outside, Forest Ridge Estates features private walking trails around the HOA-maintained lake. Located just minutes from top-tier Loganville City Schools, don't miss the chance to call this move-in ready home your own!