Seller is offering to pre-pay TWO years of lot assessment dues for the buyer! Welcome to Southern Waters in Monroe County; a rare lake-centered community offering a lifestyle that is hard to find. Residents enjoy an incredible private lake, street lights, shared dock, swimming area, scenic walking trails, creeks, and two stocked ponds - perfect for those who appreciate outdoor living, privacy, and a true sense of community. Situated on 2.94 acres, this custom-built home is better than brand new with thoughtful upgrades and additions already completed, including a whole house generator, detached garage with a shop or office space, and a fully equipped apartment above the garage. The main home features 4 bedrooms, 3.5 bathrooms, two additional flex rooms ideal for a home office, playroom, gym, or hobby space, plus abundant storage throughout. The home also features an enclosed patio with a gas fireplace, creating the perfect space for relaxing or entertaining year-round. One of the standout features of this property is the detached garage and private apartment offering 3 additional rooms and 1 bathroom - ideal for guests, multi-generational living, an in-law suite, or older children needing their own space. Every detail of this property has been exceptionally maintained and kept in pristine condition. With its unique combination of acreage, flexible living space, privacy, and a beautiful lake to enjoy, this property offers the perfect balance of peaceful living and everyday convenience. Opportunities like this in Southern Waters are rare - don't miss your chance to experience everything this exceptional property has to offer.