Beautifully Maintained Ranch-Style, tabby siding Home with No HOA & No Flood Insurance Required! This move-in ready 3-bedroom, 2-bath ranch offers the perfect blend of comfort, style, and freedom. The open-concept great room features a vaulted ceiling and flows into the main living areas with walnut-tone luxury vinyl plank flooring. New carpet adds warmth to all bedrooms. The kitchen includes a Whirlpool ceramic cooktop range, stainless steel Frigidaire French door refrigerator, and opens to a cozy dining space. A Samsung XL washer & dryer are also included. Enjoy the oversized 2-car garage with a custom screen for the garage and new insulated door, ideal for ventilation and versatility. The partially fenced backyard offers privacy for your family. Recent updates include a 6-year-old roof, gutter guards, and a 2019 AC unit. Best of all: No HOA, no flood insurance required, and just 15 minutes to Kings Bay Naval Base and minutes to the Florida state line/30 minutes to JAX international airport-perfect for commuters or military families. Don't miss this opportunity to own a well-cared-for home with updates, space, and location!