Welcome to the $0 down opportunity: your chance to lock in a rare 3.875% Assumable Rate. Why pay today's high market rates when you can assume this pristine 2024-built, 4-sided brick masterpiece in Grayson for just $450,000? This is the financial unicorn you have been waiting for, offering hundreds in monthly savings over the life of the loan and minimal assumption costs that are significantly lower than typical closing fees for a conventional or new FHA loan. This impeccably maintained home is truly move-in ready with the special option to include the furniture currently on site and $660 in HOA dues already paid for the year. Forget the maintenance of pine straw; the permanent stone landscaping and stately brick exterior provide year-round curb appeal and instant value. Inside, a grand walk-in foyer introduces a sun-drenched, open-concept main level where a chef-inspired kitchen and fireside family room flow seamlessly to a level, grassy backyard. Designed for your lifestyle, the upper level serves as a dedicated retreat featuring an expansive loft for media or play, massive walk-in storage, and a king-sized owner's sanctuary with a spa-inspired bath. Live in the heart of convenience, just 3 minutes to The Railyard dining district and 5 minutes to the Harris Greenway Trailhead. At $450,000 and a 3.875 percent interest rate, your mortgage payment just found its match.