Room to spread out and grow! This spacious ranch-style home offers 3BR/2BA on the main level plus a fully finished terrace level with its own entrance and garage-perfect for multi-generational living, guests, or added income potential. The main level features hardwood floors throughout the living areas, a well-appointed kitchen with tile flooring, stainless steel appliances, and solid surface countertops, and a generous primary suite complete with a tile shower, double vanities, garden tub, and ample closet space. Downstairs, the finished terrace level includes a bedroom, full bath, living area, kitchen space, storage room, and bonus area, offering flexible options to fit your lifestyle. Step outside to a private patio and enjoy the level, fenced backyard with a peaceful creek-ideal for relaxing or entertaining. With a low-maintenance brick and vinyl exterior and a convenient location just outside city limits but close to town, this home delivers both comfort and versatility.