Build your coastal dream in Osprey Cove - Isles of St. Marys (Phase 3C), Lot 266: a 0.71 acre level homesite with public sewer, water, and electricity readily available-a hard-to-find combination that can simplify your build timeline and budget. Enjoy a true resort-style, gated community with golf, pools, tennis courts, fitness center, playground, sidewalks, and street lights, all designed for an active, walkable lifestyle. HOA fee: $1,714/year. Location is a major advantage. St. Marys is known as the gateway to Cumberland Island National Seashore for unforgettable day trips, beaches, and coastal scenery, and you're also within an easy drive to the Atlantic beaches of Amelia Island/Fernandina Beach and St. Simons Island. When you want big-city amenities, you're convenient to Jacksonville for expanded dining, shopping, healthcare, and airport access. Economically, the St. Marys/Camden County area benefits from a strong employment base anchored by Kings Bay Naval Submarine Base, plus additional opportunities across healthcare, education, and local services. The area's coastal lifestyle, steady growth in the broader Jacksonville region, and limited supply of build-ready lots with utilities in place make this a standout opportunity. St. Marys also offers charm and history with its waterfront setting, walkable historic district feel, and community events that make it easy to feel at home. If you've been waiting for a larger, build-ready lot with utilities inside one of the area's premier gated communities, Lot 266 deserves a closer look.