PRICED BELOW APPRAISAL with exceptional seller incentives! This USDA-eligible home offers the potential for zero down payment financing, plus the seller will cover the buyer's first year of HOA dues, allowing you to enjoy a truly low-maintenance lifestyle from day one. Welcome to The Villas @ Heron Bay, a highly sought-after community in Spalding County that perfectly blends tranquility with modern convenience. This charming Craftsman-style home is thoughtfully designed to suit every stage of life-whether you're starting a family, downsizing, or enjoying retirement. The functional floor plan features three spacious bedrooms positioned for privacy and two full baths. An inviting foyer opens to a versatile formal dining or living space that can easily serve as a home office, gym, media room, or playroom. The open-concept kitchen is ideal for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, a gas stove, recessed lighting, breakfast bar, pantry, and ample cabinet storage. The kitchen flows seamlessly into the family room with vaulted ceilings and a cozy fireplace, creating a warm and welcoming atmosphere. The elegant owner's suite offers a peaceful retreat with tray ceilings and a spa-like ensuite that includes a soaking tub, tiled shower, double vanities, and a spacious walk-in closet. Step outside to the extended patio overlooking the golf course-an ideal setting for morning coffee or weekend gatherings with a serene, private backdrop. Recent upgrades include new interior and exterior paint, recessed lighting with dimmers, new carpet, new tile in the laundry room and hall bath, and new stainless steel appliances. Residents of The Villas @ Heron Bay enjoy outstanding amenities including scenic walking trails, tennis courts, a fitness center, a zero-entry pool with splash pad, and access to the 1,100-acre Cole Reservoir for fishing and kayaking. The HOA also provides lawn care (mowing, edging, trimming), irrigation, trash service, and termite protection-enhancing the ease of low-maintenance living. Don't miss the virtual tour-this home is a must-see! Buyer may also receive up to $2,000 in lender credits with preferred lender Kristin Chisolm at Element Home Loans. Sell with Sasha!